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UK Fee Breakdown

A comprehensive breakdown of all Lopay charges

Lucinda avatar
Written by Lucinda
Updated this week

At Lopay there are no hidden fees. Our transactions fee is fully inclusive (no additional interchange or network fees) and we’ll always let you know if an optional product fee applies. What's more, you can change your account at any time, so you’re in control of what you pay and when you get paid.

Standard* card payment - Essentials Account

0.79% per transaction

Standard* card payment - Standard Account

0.99% per transaction

Standard* card payment - Instant-to-Bank Account

1.79% per transaction

Premium* card payment (all accounts)

+1.00% per transaction

Tap to Pay

+£0.08 per transaction

Payment Link

+0.49% per transaction

Subscription Link

+0.49% per transaction

Xero Payment Links

+0.29% + 10p per transaction

Mail Order Telephone Order (MOTO) payments (only available via the Business Terminal)

+0.49% per transaction

Unscheduled Instant payout to bank (typically settles instantly, 24/7)

1.79% per transaction

(50p min instant payout fee)

Unscheduled 3 working day payout to bank

FREE

Lopay Expense & Reward VISA Card:

  • Virutal card

  • Physical card

  • Foreign transaction fee

  • Expense management

  • FREE

  • £4.99

  • 2%

  • FREE

1st Card Reader (ordered through the app)

£24 + P&P

Additional Card Readers

£49 + P&P

Business Terminal

£15 per month rental; OR

£270 one-off + P&P

Quickbooks reporting integration

FREE

POS & Inventory management

FREE

Unlimited team members

FREE

Multiple business accounts

FREE

Customisable & Smart tipping

FREE

Receipt branding

FREE

Refunds

FREE

UK-based, 7 days a week Support

FREE

Dispute/Chargeback admin fee (refunded if won)

£20

*Standard cards = personal domestic VISA and Mastercard payments;

Premium cards = American Express, International and Corporate card payments.

Please note:

  • To see the type of payment card used, please select the transaction on the Activity screen in the app (fourth icon at the bottom).

  • Our fee is deducted per transaction and rounded up to the nearest penny as the lowest unit of currency.

  • Lopay Rewards are payments you can take with ZERO transaction fees. Lopay Rewards do not apply to optional payout fees.


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For any further questions or help, please email us at [email protected].

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